A Real Person Behind Every Loan
Personal, licensed mortgage guidance for borrowers across California.
29
Years in Real Estate & Lending
Dedicated to Your Financial Success
I'm Bill Morton, and I believe getting a mortgage should feel personal. When you call, you get me. I take the time to understand your goals, explain your options in plain language, and stay with you through closing.
As a broker, I shop multiple lenders to find the program and pricing that fit you. With 29 years in real estate and lending, I specialize in VA loans, first-time buyers, self-employed borrowers and real estate investors across California, plus commercial financing in 43 states, including Ground Up Construction.
- Licensed in California
- NMLS #2093960
- Self-Employed & Investor Specialist
- Commercial Lending
- Veteran-Friendly
- Responsive 7 Days a Week
From Pre-Approval to Keys
Free Consultation
We talk through your goals, timeline and finances so I can match you with the right programs.
Pre-Approval
I review your documents and issue a pre-approval so you can shop and make offers with confidence.
Shop & Lock
I compare pricing across lenders and help you lock the rate and terms that fit best.
Underwriting & Appraisal
Your file goes to underwriting and the property is appraised. I keep everything moving and keep you updated.
Close & Get the Keys
Sign your final documents, the loan funds, and the place is yours.
What Our Clients Say
Ready to Get Pre-Approved?
Personalized guidance across California, with a real person.