Asset Depletion in Chico, CA
Retirees and asset-rich borrowers here can use verified savings and investments to qualify. Chico investors often look at DSCR loans for rentals, while first-time buyers explore low down payment and assistance programs.
Why Chico borrowers choose asset depletion
Chico is a college town in Butte County known for Bidwell Park, a lively downtown and a steady rental market tied to the university.
Turn verified savings, investments and retirement assets into qualifying income. Ideal for retirees and high-net-worth borrowers.
- Retirees with significant savings
- High-net-worth borrowers with irregular income
- Recently retired or between jobs
- Borrowers living on investment returns
Assets Become Income
A portion of eligible assets is converted into a monthly income figure.
No Employment Required
Qualify without a paycheck or traditional employment history.
Keep Your Investments
Assets are used to qualify; you don't have to liquidate them.
Many Property Types
Primary residences, second homes and investment properties (varies by lender).
Rates shown are for informational purposes, change daily, and are not a commitment to lend.
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