Bank Statement Loans in Elk Grove, CA
Self-employed borrowers here can qualify on bank statement deposits rather than tax returns. First-time buyers, VA borrowers and investors in Elk Grove can compare low down payment, VA and DSCR options with me in one place.
Why Elk Grove borrowers choose bank statement loans
Elk Grove, south of Sacramento, is a large and diverse city with many newer neighborhoods and a mix of commuters and local business owners.
Self-employed? Qualify using 12 or 24 months of personal or business bank statements instead of tax returns.
- Self-employed business owners
- Independent contractors and 1099 earners
- Freelancers and gig workers
- Real estate agents and commissioned professionals
No Tax Returns
Income is calculated from deposits on your bank statements.
12 or 24 Months
Choose the statement period that best represents your income.
Personal or Business
Use personal or business accounts; business statements apply an expense factor.
Purchase or Refinance
Available for primary homes, second homes and investment properties.
Rates shown are for informational purposes, change daily, and are not a commitment to lend.
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