Licensed Mortgage Broker Serving All of California • NMLS #2093960

8XI Capital Lending
Grass Valley • Bank Statement Loans

Bank Statement Loans in Grass Valley, CA

Self-employed borrowers here can qualify on bank statement deposits rather than tax returns. Many Grass Valley borrowers are self-employed, retired or buying second homes. Bank statement and asset depletion loans can be a strong fit.

Why Grass Valley borrowers choose bank statement loans

Grass Valley is a Sierra foothill community in Nevada County with a historic downtown and a mix of in-town homes and properties on wooded acreage.

Self-employed? Qualify using 12 or 24 months of personal or business bank statements instead of tax returns.

  • Self-employed business owners
  • Independent contractors and 1099 earners
  • Freelancers and gig workers
  • Real estate agents and commissioned professionals

No Tax Returns

Income is calculated from deposits on your bank statements.

12 or 24 Months

Choose the statement period that best represents your income.

Personal or Business

Use personal or business accounts; business statements apply an expense factor.

Purchase or Refinance

Available for primary homes, second homes and investment properties.

Rates shown are for informational purposes, change daily, and are not a commitment to lend.

Get Pre-Approved
FAQ

Bank Statement Loans in Grass Valley: FAQ

Ready to Get Pre-Approved?

Personalized guidance across California, with a real person.