Bank Statement Loans in Riverside, CA
Self-employed borrowers here can qualify on bank statement deposits rather than tax returns. Riverside is popular with first-time buyers, veterans and investors. I help compare FHA, VA, conventional and DSCR financing.
Why Riverside borrowers choose bank statement loans
Riverside is the Inland Empire's historic hub, offering more space per dollar than many coastal cities and a large university and government employer base.
Self-employed? Qualify using 12 or 24 months of personal or business bank statements instead of tax returns.
- Self-employed business owners
- Independent contractors and 1099 earners
- Freelancers and gig workers
- Real estate agents and commissioned professionals
No Tax Returns
Income is calculated from deposits on your bank statements.
12 or 24 Months
Choose the statement period that best represents your income.
Personal or Business
Use personal or business accounts; business statements apply an expense factor.
Purchase or Refinance
Available for primary homes, second homes and investment properties.
Rates shown are for informational purposes, change daily, and are not a commitment to lend.
Get Pre-ApprovedBank Statement Loans in Riverside: FAQ
Ready to Get Pre-Approved?
Personalized guidance across California, with a real person.