Bank Statement Loans in San Diego, CA
Self-employed borrowers here can qualify on bank statement deposits rather than tax returns. Many San Diego borrowers are active-duty service members and veterans. I help compare VA financing along with jumbo, DSCR and commercial options.
Why San Diego borrowers choose bank statement loans
San Diego is home to a large military community along with biotech, tourism and university employers, with neighborhoods from the coast to inland valleys.
Self-employed? Qualify using 12 or 24 months of personal or business bank statements instead of tax returns.
- Self-employed business owners
- Independent contractors and 1099 earners
- Freelancers and gig workers
- Real estate agents and commissioned professionals
No Tax Returns
Income is calculated from deposits on your bank statements.
12 or 24 Months
Choose the statement period that best represents your income.
Personal or Business
Use personal or business accounts; business statements apply an expense factor.
Purchase or Refinance
Available for primary homes, second homes and investment properties.
Rates shown are for informational purposes, change daily, and are not a commitment to lend.
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