Asset Depletion in San Jose, CA
Retirees and asset-rich borrowers here can use verified savings and investments to qualify. Complex income and higher loan amounts call for careful lender selection. I help San Jose borrowers structure jumbo, conventional and non-QM options.
Why San Jose borrowers choose asset depletion
San Jose is the largest city in the Bay Area and the heart of Silicon Valley, with buyers whose income often includes stock compensation and bonuses.
Turn verified savings, investments and retirement assets into qualifying income. Ideal for retirees and high-net-worth borrowers.
- Retirees with significant savings
- High-net-worth borrowers with irregular income
- Recently retired or between jobs
- Borrowers living on investment returns
Assets Become Income
A portion of eligible assets is converted into a monthly income figure.
No Employment Required
Qualify without a paycheck or traditional employment history.
Keep Your Investments
Assets are used to qualify; you don't have to liquidate them.
Many Property Types
Primary residences, second homes and investment properties (varies by lender).
Rates shown are for informational purposes, change daily, and are not a commitment to lend.
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